/* Berkeley Life Insurance: festival-day kite panels. Saturated nylon blocks snap onto one module over cool grey. */
@font-face{font-family:"Archivo";src:url(/assets/font-d7f5emn7-archivo-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Archivo";src:url(/assets/font-d7f5emn7-archivo-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Archivo";src:url(/assets/font-d7f5emn7-archivo-800.woff2) format("woff2");font-weight:800;font-style:normal;font-display:swap}

:root{
  --paper:#EDEFF2;--paper-2:#DDE1E8;--white:#FFFFFF;--ink:#12151C;--ink-2:#3C4350;
  --cobalt:#1C33C4;--cobalt-tint:#D9DEFF;--cyan:#12B5E8;--magenta:#C4006A;--yellow:#FFD11A;--green:#16803A;
  --font:"Archivo","Helvetica Neue",Arial,sans-serif;
  --measure:66ch;--maxw:1240px;--m:8px;
  --bars:linear-gradient(90deg,var(--magenta) 0 25%,var(--yellow) 25% 50%,var(--cyan) 50% 75%,var(--green) 75% 100%);
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font:400 1.0625rem/1.6 var(--font)}
::selection{background:var(--yellow);color:var(--ink)}
img{max-width:100%;height:auto;display:block}
a{color:var(--cobalt);text-underline-offset:.2em;text-decoration-thickness:2px}
a:hover{color:var(--magenta)}
:focus-visible{outline:3px solid var(--ink);outline-offset:3px;box-shadow:0 0 0 6px var(--yellow)}
h1,h2,h3{font-family:var(--font);font-weight:800;line-height:1.02;margin:0 0 .5em;letter-spacing:-.02em;text-wrap:balance}
h1{font-size:clamp(2.3rem,5.6vw,4.6rem)}
h2{font-size:clamp(1.8rem,3.8vw,3rem)}
h3{font-size:1.35rem;line-height:1.15;letter-spacing:-.01em}
p{margin:0 0 1em;max-width:var(--measure)}
.sjknq-wrap{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:16px}
.sjknq-skip{position:absolute;left:12px;top:-70px;background:var(--yellow);color:var(--ink);padding:.7rem 1rem;z-index:99;font-weight:700}
.sjknq-skip:focus{top:8px}
.sjknq-skip:hover{color:var(--ink)}

/* header: ink rule, four-bar stripe, businesslike small nav */
.sjknq-head{background:var(--paper);position:relative;border-bottom:0}
.sjknq-head::after{content:"";display:block;height:10px;background:var(--bars)}
.sjknq-nav{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:.25rem 1.5rem;padding-block:.5rem}
.sjknq-brand{display:inline-flex;align-items:center;gap:.6rem;font:800 1.3rem/1 var(--font);letter-spacing:-.02em;text-decoration:none;min-height:44px;color:var(--ink)}
.sjknq-brand:hover{color:var(--cobalt)}
.sjknq-brand img{width:34px;height:34px}
.sjknq-links{display:flex;flex-wrap:wrap;align-items:center;gap:0 .25rem;font:700 1rem var(--font)}
.sjknq-links a{display:inline-flex;align-items:center;min-height:44px;padding:0 .85rem;text-decoration:none;color:var(--ink)}
.sjknq-links a:hover{background:var(--yellow);color:var(--ink)}
.sjknq-links a.sjknq-cta,.sjknq-cta{background:var(--magenta);color:var(--white)!important;padding:0 1.2rem;margin-left:.5rem}
.sjknq-links a.sjknq-cta:hover{background:var(--ink);color:var(--yellow)!important}
.sjknq-menu{display:none;align-items:center;justify-content:center;min-width:44px;min-height:44px;background:var(--white);border:2px solid var(--ink);color:var(--ink);cursor:pointer}
.sjknq-menu:hover{background:var(--yellow)}

/* weather strip: one cobalt bar */
.sjknq-wx{background:var(--cobalt);color:var(--white)}
.sjknq-wx a{color:var(--white)}
.sjknq-wx :focus-visible{outline-color:var(--white);box-shadow:0 0 0 6px var(--ink)}
.sjknq-wx-row{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem 2rem;padding-block:.7rem}
.sjknq-wx-photo{display:inline-flex;align-items:center;gap:.6rem;background:none;border:0;padding:0;color:var(--white);font:inherit;cursor:pointer;min-height:44px}
.sjknq-wx-photo img{width:44px;height:44px;object-fit:cover;border:2px solid var(--white)}
.sjknq-wx-photo span{font:700 .9rem/1 var(--font);border:2px solid var(--white);padding:.55rem .7rem;color:var(--white)}
.sjknq-wx-photo:hover span,.sjknq-wx-photo[aria-expanded=true] span{background:var(--yellow);border-color:var(--yellow);color:var(--ink)}
.sjknq-wx-now{display:flex;align-items:center;gap:.8rem}
.sjknq-wx-icon{display:inline-flex;color:var(--yellow)}
.sjknq-wx-now strong{font:800 2.2rem/1 var(--font);letter-spacing:-.03em;margin-right:.5rem;font-variant-numeric:tabular-nums}
.sjknq-wx-now span{font-size:1rem}
.sjknq-wx-now small{display:block;font-size:.85rem;color:var(--cobalt-tint)}
.sjknq-wx-days{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;margin:0;padding:0}
.sjknq-wx-days li{display:grid;grid-template-columns:auto auto;column-gap:.5rem;align-items:center;background:var(--white);color:var(--ink);padding:.35rem .65rem;font-size:.85rem;min-width:124px;border-top:6px solid var(--yellow)}
.sjknq-wx-days li:nth-child(2){border-top-color:var(--cyan)}
.sjknq-wx-days li:nth-child(3){border-top-color:var(--magenta)}
.sjknq-wx-day{font-weight:800;grid-column:1}
.sjknq-wx-glyph{grid-row:1/3;grid-column:2;color:var(--cobalt)}
.sjknq-wx-glyph svg{width:22px;height:22px}
.sjknq-wx-hl{grid-column:1;color:var(--ink)}
.sjknq-wx-hl strong{font-size:.95rem;color:var(--ink)}
.sjknq-wx-hl em{font-style:normal;color:var(--ink-2);margin-left:.3rem}
.sjknq-wx-cond{grid-column:1/3;font-size:.8rem;color:var(--ink-2);max-width:150px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.sjknq-wx-source{margin-left:auto;font-size:.85rem;color:var(--cobalt-tint)}
.sjknq-wx-panel{padding-bottom:1rem}
.sjknq-wx-panel img{max-width:600px;width:100%;background:var(--white);border:3px solid var(--white)}
.sjknq-wx-panel p{font-size:.9rem;color:var(--cobalt-tint);margin:.5rem 0 0}

/* hero: modules on a 12-column grid, bars and photos snapped together */
.sjknq-hero{padding:24px 0 8px}
.sjknq-hgrid{display:grid;grid-template-columns:repeat(12,1fr);gap:var(--m)}
.sjknq-hblock{grid-column:1/9;background:var(--yellow);color:var(--ink);padding:clamp(1.2rem,3vw,2.6rem);display:flex;flex-direction:column;justify-content:space-between;position:relative;overflow:hidden;min-height:340px}
.sjknq-hblock::before{content:"";position:absolute;right:0;bottom:0;width:34%;height:14px;background:var(--ink)}
.sjknq-hblock h1{margin:0 0 1.6rem;max-width:15ch}
.sjknq-hblock .sjknq-eyebrow{order:2;margin:0;font-weight:700;font-size:1rem;text-transform:none;letter-spacing:0;color:var(--ink);max-width:none}
.sjknq-hblock .sjknq-eyebrow::before{content:"";display:inline-block;width:14px;height:14px;background:var(--magenta);margin-right:.6rem;vertical-align:-1px}
.sjknq-hkite{grid-column:9/13;background:var(--cyan);display:flex;align-items:center;justify-content:center;padding:1rem;overflow:hidden;min-height:340px}
.sjknq-hkite svg{width:100%;max-width:300px;height:auto;max-height:420px}
.sjknq-hcopy{grid-column:1/6;display:flex;flex-direction:column;background:var(--white);border-top:12px solid var(--magenta);padding:clamp(1.2rem,2.6vw,2rem)}
.sjknq-lead{font-size:1.2rem;line-height:1.5;color:var(--ink);max-width:none}
.sjknq-trust{display:grid;grid-template-columns:1fr 1fr;gap:6px;margin:1.2rem 0 0;padding:0;list-style:none;font-size:.95rem;font-weight:700}
.sjknq-trust li{padding:.7rem .8rem .7rem 2.1rem;position:relative;background:var(--paper);line-height:1.3}
.sjknq-trust li::before{content:"";position:absolute;left:.75rem;top:1rem;width:.8rem;height:.8rem;background:var(--cobalt)}
.sjknq-trust li:nth-child(2)::before{background:var(--magenta)}
.sjknq-trust li:nth-child(3)::before{background:var(--green)}
.sjknq-trust li:nth-child(4)::before{background:var(--cyan)}
.sjknq-acts{margin:auto 0 0;padding-top:1.4rem;display:flex;flex-wrap:wrap;gap:8px;max-width:none}
.sjknq-hphotos{grid-column:6/13}
.sjknq-mosaic{display:grid;grid-template-columns:1fr 1fr;gap:var(--m);height:100%}
.sjknq-mosaic a{position:relative;display:flex;flex-direction:column;background:var(--ink);color:var(--white);text-decoration:none;overflow:hidden}
.sjknq-mosaic a:first-child{grid-column:1/-1}
.sjknq-mosaic img{width:100%;aspect-ratio:8/5;object-fit:cover;flex:1 1 auto;min-height:0}
.sjknq-mosaic a:first-child img{aspect-ratio:16/8}
.sjknq-mosaic a::after{content:"";position:absolute;left:0;right:0;top:0;bottom:46px;background:var(--cyan);mix-blend-mode:multiply;pointer-events:none;transition:opacity .25s}
.sjknq-mosaic a:nth-child(2)::after{background:var(--magenta)}
.sjknq-mosaic a:nth-child(3)::after{background:var(--yellow)}
.sjknq-mosaic a:hover::after,.sjknq-mosaic a:focus-visible::after{opacity:.0}
.sjknq-mosaic span{display:block;padding:.65rem .9rem;font:700 .95rem/1.25 var(--font);background:var(--ink);color:var(--white);min-height:46px}
.sjknq-mosaic a:hover span{background:var(--yellow);color:var(--ink)}

/* sections: caption in a left module, headline beside it */
.sjknq-section,.sjknq-sec{padding:56px 0}
.sjknq-sec>.sjknq-wrap{display:grid;grid-template-columns:minmax(150px,210px) minmax(0,1fr);column-gap:2rem}
.sjknq-sec>.sjknq-wrap>*{grid-column:1/-1}
.sjknq-sec>.sjknq-wrap>.sjknq-eyebrow{grid-column:1;grid-row:1;align-self:start;margin:.45rem 0 0}
.sjknq-sec>.sjknq-wrap>h2{grid-column:2;grid-row:1}
.sjknq-eyebrow{font:700 .98rem/1.3 var(--font);color:var(--ink);margin:0 0 .6rem;text-transform:none;letter-spacing:0}
.sjknq-sec>.sjknq-wrap>.sjknq-eyebrow::before{content:"";display:block;width:56px;height:12px;background:var(--bar,var(--magenta));margin-bottom:.6rem}

/* rates: ink-framed module table */
.sjknq-rates{--bar:var(--cyan)}
.sjknq-rates>.sjknq-wrap>p{max-width:72ch;grid-column:1/-1}
.sjknq-table-wrap{overflow-x:auto;margin-top:1rem;border:3px solid var(--ink);background:var(--white)}
.sjknq-table{width:100%;border-collapse:collapse;font-size:1.05rem}
.sjknq-table th,.sjknq-table td{padding:.8rem 1rem;text-align:left;border-bottom:2px solid var(--ink)}
.sjknq-table tr:last-child td{border-bottom:0}
.sjknq-table th{background:var(--cobalt);color:var(--white);font:700 .95rem/1.2 var(--font);letter-spacing:0;text-transform:none;border-bottom:3px solid var(--ink)}
.sjknq-table td:first-child{font-weight:700}
.sjknq-table td:nth-child(2){background:var(--yellow);font:800 1.5rem/1 var(--font);letter-spacing:-.02em;color:var(--ink);font-variant-numeric:tabular-nums}
.sjknq-table td:nth-child(3){background:var(--cyan);font:700 1.25rem/1 var(--font);color:var(--ink);font-variant-numeric:tabular-nums}
.sjknq-table td:nth-child(4){font-variant-numeric:tabular-nums}

/* how it works: three colour bands, big numerals */
.sjknq-how{--bar:var(--magenta);position:relative}
.sjknq-steps,.sjknq-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--m);margin-top:2rem}
.sjknq-steps .sjknq-card{padding:1.4rem 1.4rem 1.6rem;border:0;background:var(--white);position:relative;border-top:14px solid var(--magenta)}
.sjknq-steps .sjknq-card:nth-child(2){border-top-color:var(--cyan)}
.sjknq-steps .sjknq-card:nth-child(3){border-top-color:var(--green)}
.sjknq-steps h3{font-size:1.5rem;margin:.4rem 0 .6rem}
.sjknq-steps p{margin:0;max-width:40ch;color:var(--ink)}
.sjknq-num{display:inline-grid;place-items:center;width:3rem;height:3rem;background:var(--ink);color:var(--yellow);font:800 1.7rem/1 var(--font);margin-bottom:.4rem;font-variant-numeric:tabular-nums}
.sjknq-frag{grid-column:1/-1;margin-top:1.6rem;max-width:320px;margin-left:auto}
.sjknq-frag svg{width:100%;height:auto;display:block}

/* quote panel */
.sjknq-panel{background:var(--cyan);padding:56px 0;position:relative}
.sjknq-panel::before{content:"";position:absolute;left:0;top:0;width:34%;height:14px;background:var(--ink)}
.sjknq-quote{background:var(--white);border:3px solid var(--ink);border-top:14px solid var(--magenta);padding:clamp(1.1rem,3vw,2rem);box-shadow:10px 10px 0 var(--ink)}
.sjknq-quote h2{font-size:clamp(1.6rem,3vw,2.2rem)}
.sjknq-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem 1.2rem}
.sjknq-field{display:flex;flex-direction:column;gap:.35rem;min-width:0}
.sjknq-field>span{font:700 .98rem/1.3 var(--font);color:var(--ink)}
.sjknq-field input,.sjknq-field select,.sjknq-field textarea{font:inherit;color:var(--ink);padding:.7rem .8rem;min-height:48px;border:2px solid var(--ink);border-radius:0;background:var(--paper);width:100%}
.sjknq-field input:focus,.sjknq-field select:focus,.sjknq-field textarea:focus{outline:3px solid var(--ink);outline-offset:2px;background:var(--white);box-shadow:0 0 0 6px var(--yellow)}
.sjknq-field--wide{grid-column:1/-1}
.sjknq-seg{display:flex;flex-wrap:wrap;gap:6px}
.sjknq-seg label{position:relative;display:inline-flex;align-items:center;min-height:46px;padding:.5rem 1rem;border:2px solid var(--ink);background:var(--paper);cursor:pointer;font-weight:700;font-size:1rem;color:var(--ink)}
.sjknq-seg label:hover{background:var(--yellow)}
.sjknq-seg input{position:absolute;opacity:0;width:0;height:0}
.sjknq-seg input:checked+span{background:none;color:inherit;margin:0;padding:0;display:inline}
.sjknq-seg label:has(input:checked){background:var(--cobalt);color:var(--white);border-color:var(--ink);box-shadow:5px 5px 0 var(--magenta);transform:translate(-2px,-2px)}
.sjknq-seg label:has(input:focus-visible){outline:3px solid var(--ink);outline-offset:3px}
.sjknq-note{font-size:.95rem;color:var(--ink-2);margin:1rem 0 .8rem;max-width:none}
.sjknq-status{margin-top:.8rem;font-weight:700;min-height:1.4em}
.sjknq-status[data-tone=error]{color:#A3001F}
.sjknq-results{margin-top:1.8rem}
.sjknq-summary{display:flex;flex-wrap:wrap;gap:.5rem 1.4rem;align-items:baseline;margin-bottom:1rem;font-size:1rem;background:var(--ink);color:var(--white);padding:.8rem 1rem}
.sjknq-summary *{color:inherit}
.sjknq-result{display:grid;grid-template-columns:1fr auto;gap:.6rem 1.2rem;align-items:center;border:3px solid var(--ink);padding:1rem 1.1rem;margin-bottom:8px;background:var(--white);border-left:14px solid var(--cyan)}
.sjknq-result--best{border-left-color:var(--yellow);background:var(--paper);box-shadow:6px 6px 0 var(--ink)}
.sjknq-result strong{font:800 1.1rem/1.2 var(--font);color:var(--ink)}
.sjknq-result small{display:block;color:var(--ink-2);font-size:.9rem}
.sjknq-price{font:800 1.9rem/1 var(--font);letter-spacing:-.02em;text-align:right;font-variant-numeric:tabular-nums;color:var(--ink)}
.sjknq-price small{display:block;font-size:.8rem;font-weight:700;text-align:right;margin-top:.25rem;letter-spacing:0}
.sjknq-tags{display:flex;flex-wrap:wrap;gap:6px;margin-top:.4rem}
.sjknq-tag{font-size:.82rem;font-weight:700;padding:.2rem .55rem;background:var(--paper-2);color:var(--ink);border:2px solid var(--ink)}
.sjknq-tag--now{background:var(--magenta);color:var(--white);border-color:var(--ink);font-weight:800}
.sjknq-group{font:800 1.3rem/1.2 var(--font);margin:1.6rem 0 .6rem;padding-bottom:.4rem;border-bottom:3px solid var(--ink)}
.sjknq-applicant{margin:.2rem 0 1rem;border-color:var(--ink)}
.sjknq-result .sjknq-btn{grid-column:1/-1;justify-self:start}
@media (min-width:640px){.sjknq-result{grid-template-columns:1fr auto auto}.sjknq-result .sjknq-btn{grid-column:auto}}
.sjknq-disclosure{font-size:.9rem;color:var(--ink-2);border-top:3px solid var(--ink);padding-top:.9rem;margin-top:1.2rem;max-width:none}
details.sjknq-more{margin-top:.5rem;font-size:.95rem}
details.sjknq-more summary{cursor:pointer;color:var(--cobalt);font-weight:700;min-height:44px;display:flex;align-items:center}
details.sjknq-more summary:hover{color:var(--magenta)}

/* buttons: hard rectangles */
.sjknq-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:48px;border:2px solid var(--ink);border-radius:0;padding:.7rem 1.4rem;font:800 1.05rem/1.1 var(--font);cursor:pointer;text-decoration:none;letter-spacing:-.005em}
.sjknq-btn--primary{background:var(--cobalt);color:var(--white)}
.sjknq-btn--primary:hover{background:var(--yellow);color:var(--ink)}
.sjknq-btn--ghost{background:var(--white);color:var(--ink)}
.sjknq-btn--ghost:hover{background:var(--magenta);color:var(--white)}
.sjknq-btn[disabled]{opacity:1;background:var(--paper-2);color:var(--ink-2);cursor:progress}

/* no-exam highlight */
.sjknq-noexam{background:var(--yellow);border:3px solid var(--ink);padding:1rem 1rem .5rem;margin:0 0 1.6rem;box-shadow:8px 8px 0 var(--ink)}
.sjknq-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;margin-top:0;font-size:1.3rem;border-bottom-color:var(--ink)}
.sjknq-noexam-badge{display:inline-block;background:var(--ink);color:var(--yellow);font-size:.9rem;padding:.35rem .7rem}
.sjknq-noexam-note{margin-bottom:.9rem;color:var(--ink);max-width:none}
.sjknq-result--noexam{border-color:var(--ink);background:var(--white);border-left-color:var(--green)}
.sjknq-tag--noexam{background:var(--green);color:var(--white);border-color:var(--ink)}
.sjknq-tag--usually{background:var(--cyan);color:var(--ink);border-color:var(--ink)}
.sjknq-noexam-note+.sjknq-noexam-note{margin-top:1rem;padding-top:.9rem;border-top:3px solid var(--ink)}

/* why: cobalt full-bleed block */
.sjknq-why,.sjknq-section--deep{background:var(--cobalt);color:var(--white);--bar:var(--yellow);position:relative}
.sjknq-why::before{content:"";position:absolute;right:0;top:0;width:34%;height:14px;background:var(--yellow)}
.sjknq-why .sjknq-eyebrow,.sjknq-section--deep .sjknq-eyebrow{color:var(--white)}
.sjknq-why h2,.sjknq-section--deep h2{color:var(--white)}
.sjknq-why a,.sjknq-section--deep a{color:var(--white)}
.sjknq-why a:hover{color:var(--yellow)}
.sjknq-why :focus-visible{outline-color:var(--white);box-shadow:0 0 0 6px var(--ink)}
.sjknq-why-text{columns:2;column-gap:3rem;margin-top:1.4rem;max-width:1040px}
.sjknq-why-text p{margin:0 0 1rem;break-inside:avoid;color:var(--white);max-width:none}
.sjknq-hl{margin:1.4rem 0 0;background:var(--ink);color:var(--white);padding:1rem 1.2rem;border-left:14px solid var(--yellow)}
.sjknq-hl p{margin:0;color:var(--white);max-width:none}
.sjknq-hl a{color:var(--yellow)!important;font-weight:700}
.sjknq-hl a:hover{color:var(--white)!important}

/* learn: four colour cells */
.sjknq-learn{--bar:var(--green)}
.sjknq-learn-list,.sjknq-section .sjknq-cols{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--m);margin-top:2rem}
.sjknq-learn-list .sjknq-card{display:flex;flex-direction:column;min-height:210px;padding:1.2rem 1.2rem 1.4rem;text-decoration:none;color:var(--ink);background:var(--cyan);border:0;transition:transform .2s}
.sjknq-learn-list .sjknq-card:nth-child(2){background:var(--yellow)}
.sjknq-learn-list .sjknq-card:nth-child(3){background:var(--magenta);color:var(--white)}
.sjknq-learn-list .sjknq-card:nth-child(4){background:var(--green);color:var(--white)}
.sjknq-learn-list .sjknq-card h3{font-size:1.4rem;margin:0 0 .6rem;color:inherit}
.sjknq-learn-list .sjknq-card p{margin:0;color:inherit;font-size:1rem}
.sjknq-learn-list .sjknq-card:hover{background:var(--ink);color:var(--yellow)}
.sjknq-learn-list .sjknq-card::after{content:"";margin-top:auto;align-self:flex-end;width:0;height:0;border-left:22px solid transparent;border-bottom:22px solid currentColor}
@media (prefers-reduced-motion:no-preference){.sjknq-learn-list .sjknq-card:hover{transform:translate(-3px,-3px)}}
.sjknq-card{background:var(--white);padding:1.3rem}

/* tables and articles on inner pages */
.sjknq-article{max-width:var(--measure);margin-inline:auto}
.sjknq-article h1{margin-top:.4rem}
.sjknq-article h2{font-size:clamp(1.5rem,2.6vw,2rem);margin-top:1.8em;padding-top:.5rem;border-top:6px solid var(--ink)}
.sjknq-article figure{margin:0 0 1.6rem}
.sjknq-article figcaption{font-size:.9rem;color:var(--ink-2);margin-top:.4rem;background:var(--paper-2);padding:.4rem .7rem}
.sjknq-article img{border:0;border-bottom:10px solid var(--cyan)}
.sjknq-article a{color:var(--cobalt)}
.sjknq-sources{font-size:.95rem;border-top:6px solid var(--ink);padding-top:1rem;margin-top:2.4rem}
.sjknq-sources ol{padding-left:1.3rem}
.sjknq-faq details{border-bottom:3px solid var(--ink);padding:.4rem 0}
.sjknq-faq summary{cursor:pointer;font:800 1.15rem/1.3 var(--font);min-height:48px;display:flex;align-items:center;color:var(--ink)}
.sjknq-faq summary:hover{color:var(--cobalt)}
.sjknq-faq details[open] summary{color:var(--magenta)}
.sjknq-faq details p{margin:.2rem 0 1rem}
.sjknq-calc output{font:800 1.9rem/1 var(--font);display:block;margin-top:.6rem;background:var(--yellow);padding:.6rem .9rem;border:2px solid var(--ink);letter-spacing:-.02em;color:var(--ink);font-variant-numeric:tabular-nums}
.sjknq-apply-shell{background:var(--white);border:3px solid var(--ink);padding:1rem;min-height:600px;box-shadow:8px 8px 0 var(--ink)}
.sjknq-apply-shell iframe{width:100%;border:0}
main>.sjknq-section{background:transparent}
.sjknq-section--soft{background:var(--paper-2)}
.sjknq-section .sjknq-cols{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.sjknq-section .sjknq-cols .sjknq-card{border-top:12px solid var(--cyan)}
[data-reveal]{opacity:1;transform:none}

/* footer: ink block under the four-bar stripe */
.sjknq-foot{background:var(--ink);color:var(--white);padding:0 0 2.4rem;font-size:1rem;margin-top:0;border-top:0;position:relative}
.sjknq-foot::before{content:"";display:block;height:14px;background:var(--bars);margin-bottom:2.4rem}
.sjknq-foot a{color:var(--white);text-underline-offset:.2em}
.sjknq-foot a:hover{color:var(--yellow)}
.sjknq-foot :focus-visible{outline-color:var(--white);box-shadow:0 0 0 6px var(--cobalt)}
.sjknq-foot-grid{display:grid;gap:1.6rem;grid-template-columns:2fr 1fr 1fr}
.sjknq-foot nav a{display:flex;align-items:center;min-height:36px;margin-bottom:.1rem}
.sjknq-foot strong{display:block;margin-bottom:.4rem;color:var(--yellow);font-weight:800}
.sjknq-foot .sjknq-brand{color:var(--white)}
.sjknq-foot .sjknq-brand:hover{color:var(--yellow)}
.sjknq-foot p{color:var(--white)}
.sjknq-foot .sjknq-wrap p{font-size:.88rem!important;max-width:90ch;color:var(--white)}

/* narrow screens: bars restack into one column */
@media (max-width:1000px){
  .sjknq-hblock{grid-column:1/-1;min-height:0}
  .sjknq-hkite{grid-column:1/-1;min-height:0;order:3}
  .sjknq-hkite svg{max-height:300px}
  .sjknq-hcopy{grid-column:1/-1}
  .sjknq-hphotos{grid-column:1/-1}
  .sjknq-steps,.sjknq-cols{grid-template-columns:1fr}
  .sjknq-learn-list{grid-template-columns:1fr 1fr}
  .sjknq-why-text{columns:1}
}
@media (max-width:760px){
  .sjknq-menu{display:inline-flex}
  .sjknq-links{display:none;position:absolute;left:0;right:0;top:100%;background:var(--paper);border-bottom:10px solid var(--ink);flex-direction:column;align-items:stretch;padding:.5rem 16px 1rem;gap:2px;z-index:30}
  .sjknq-links[data-open]{display:flex}
  .sjknq-links a{min-height:48px;background:var(--white)}
  .sjknq-links a.sjknq-cta{margin-left:0;justify-content:center}
  .sjknq-nav{flex-wrap:nowrap}
  .sjknq-sec{padding:40px 0}
  .sjknq-sec>.sjknq-wrap{display:block}
  .sjknq-sec>.sjknq-wrap>h2{margin-top:.2rem}
  .sjknq-sec>.sjknq-wrap>.sjknq-eyebrow{margin:0 0 .8rem}
  .sjknq-wx-source{margin-left:0;width:100%}
  .sjknq-wx-now strong{font-size:1.8rem}
  .sjknq-trust{grid-template-columns:1fr}
  .sjknq-fields{grid-template-columns:1fr}
  .sjknq-learn-list{grid-template-columns:1fr}
  .sjknq-learn-list .sjknq-card{min-height:0}
  .sjknq-foot-grid{grid-template-columns:1fr}
  .sjknq-quote{box-shadow:6px 6px 0 var(--ink)}
  .sjknq-frag{max-width:220px}
  .sjknq-mosaic{grid-template-columns:1fr}
  .sjknq-mosaic a:first-child{grid-column:auto}
  .sjknq-hblock h1{max-width:none}
  .sjknq-table th,.sjknq-table td{padding:.65rem .6rem}
  .sjknq-table td:nth-child(2){font-size:1.25rem}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.sjknq-wx,.sjknq-panel,.sjknq-sec,.sjknq-hero,.sjknq-section,.sjknq-foot,.sjknq-head{padding-inline:12px}